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Feeling Much Better
luckypound2010
Posts: 1 Newbie
Hi,
I could not post to my previous thread as it was closed.
So, decided to create a new thread.
I would like to thank all the forum members who helped me with suggestions, thoughts and tips related to my debit.
As of this month I feel, I am debt free.
Below is my previous and current status.
Status as of December 2010:
Unsecured Debts
Description....................Debt......Monthly.. .APR
Egg Loan.......................7789......210.......9.5 3
Capito One CC..................1651......27........6.7
Barclays CC....................4577......103.......6.9
Tesco Club card................750.......22........16
Nation wide....................2438......74........16
HSBC ..........................4879......146.......0
Virgin CC......................5178......76........18.6
Post office CC.................5562......142.......16
Total unsecured debts..........32824.....800.......-
Status as of this month (19/April/2014)
MBNA Credit card 1 : 7200 (on BT until August this year)
MBNA Credit Card 2 : 7500 (on BT until July next Year)
Mortgage Overpayment : 8800
ISA : 6380
Net in Credit 480 pounds.
Since i can barrow the overpayments any time, I plan to pay off the MBNA 1 CC in August, pay off MBNA 2 CC by July next year.
Regards,
Sam
I could not post to my previous thread as it was closed.
So, decided to create a new thread.
I would like to thank all the forum members who helped me with suggestions, thoughts and tips related to my debit.
As of this month I feel, I am debt free.
Below is my previous and current status.
Status as of December 2010:
Unsecured Debts
Description....................Debt......Monthly.. .APR
Egg Loan.......................7789......210.......9.5 3
Capito One CC..................1651......27........6.7
Barclays CC....................4577......103.......6.9
Tesco Club card................750.......22........16
Nation wide....................2438......74........16
HSBC ..........................4879......146.......0
Virgin CC......................5178......76........18.6
Post office CC.................5562......142.......16
Total unsecured debts..........32824.....800.......-
Status as of this month (19/April/2014)
MBNA Credit card 1 : 7200 (on BT until August this year)
MBNA Credit Card 2 : 7500 (on BT until July next Year)
Mortgage Overpayment : 8800
ISA : 6380
Net in Credit 480 pounds.
Since i can barrow the overpayments any time, I plan to pay off the MBNA 1 CC in August, pay off MBNA 2 CC by July next year.
Regards,
Sam
0
Comments
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Previous thread for those interested
https://forums.moneysavingexpert.com/discussion/comment/39657058#Comment_396570580
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