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strange request from dca

hiya hope some one can help, i have recieved a letter from dlc collections today, they want me to give permission to to talk about my account with a third party, they dont say who or why just want me to fill in name address and signiture, dlc have been collecting on behalf of mbna for a while now with no issues..maybe a few late payments has anyone any idea what this is for im confused, never heard of this before..any help out there thanks
goal for 2014....i will manage money better ..must resist shopping..............:A

Comments

  • until they were telling me who and giving a very good reason id certainly be saying no to this - 3rd party could mean the newspapers for all you know!

    I for one cannot think of ANY third party that would need to be added to your affairs
  • i am of the same mind it seems to strange, they have put my account on hold for 28 days until i contact them think i may write back and say no way unless anyone has had similar issues that can advise , cheers
    goal for 2014....i will manage money better ..must resist shopping..............:A
  • double_mummy
    double_mummy Posts: 3,989 Forumite
    1,000 Posts Combo Breaker
    is it a form with space for you to fill out someone you want to give authorization to or is it just a general letter saying do you give us permission to speak with a third party?

    if the first then is it possible that it has been requested by someone

    if you are dealing with a DMC then you shouldnt have to do one of these as they will provide a LOA - has someone answered the phone and said you were in hospital or something like that, they may have sent it out in case someone else was dealing with your finances - sorry just thinking out type

    if it is the second and there is not a specific third party then return then write a response advising that you do not give authority for them to discuss the account with anyone other than yourself
    The only people I have to answer to are my beautiful babies aged 8 and 5
  • sourcrates
    sourcrates Posts: 31,961 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Ignore it completely, they may try and sell on your details to a claims management company or something of that nature, file it in the recycle bin ;)
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • its more of a form just to talk to 3rd party, had no contact with these guys other than paying them so not like they are worried im not around lol but never spoke to them on the phone, im very curious as to who they want to discuss me with so may just post there form back with a big no on it and ask for more info i was with debt management but now self manage and i did inform them of this so it shouldnt be the dmp company...i really want to know now
    goal for 2014....i will manage money better ..must resist shopping..............:A
  • Becka38940
    Becka38940 Posts: 41 Forumite
    Of course it's not going to be to discuss it with a newspaper!
    I don't understand some people.

    It's Normally to speak to a family member on your behalf or debt management company. Why not call them and find out?

    Then you will have an instant answer and everyone can stop speculating.

    If you don't like what they are saying, hang up!
  • thanks becka im just going to write to hem i never like to phone them im curious but not enough to phone them im not sure why they would want to talk to family member or debt manangement as i informed them i was self managing , im sure i will find out in good time
    goal for 2014....i will manage money better ..must resist shopping..............:A
  • sourcrates
    sourcrates Posts: 31,961 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Becka38940 wrote: »
    Of course it's not going to be to discuss it with a newspaper!
    I don't understand some people.

    It's Normally to speak to a family member on your behalf or debt management company. Why not call them and find out?

    Then you will have an instant answer and everyone can stop speculating.

    If you don't like what they are saying, hang up!



    HA HA HA !!!!! NICE LOL :rotfl::rotfl::rotfl:
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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