I'm new and very worried please help!!

Carlabo

I moved out of London on Feb 1st and have been living in Worcestershire since then.

I am confused to which court I should be going bankrupt in. I spoke to a lady today at my (now) local county court and she said I'd need to write a letter explaining I am filing there because of the transport costs of getting back to london. She's also made me an appointment but said if I decide to go to london then she can cancel it no problem.

Then I called the court in london and they told me they have a drop in service for filing which seems more flexible (especially since I'm struggling to get the court fees together and I'm not sure when I'm going to manage it) Because I had been living in london up until this Feb I am also eligible to go and file there.

What would you suggest I do? At the back of my mind (and this might sound really stupid) but theres a part of me that thinks London might be a better option as theyre so busy and maybe a bit more of an "in and out" process due to the volume of people they see instead of a smaller county court?

are there benefits to going to a particular court or do they all spend as long as each other going through your case and fishing around for details. I'm a very simple straightforward case (according to step change - no assets etc) so its not ive got anything to hide, but the idea of being one in a small number of cases at a court and being "glossed over" quite quickly due to heavy workload seems really attractive as opposed to a small court where they might have more time on their hands?? Am I talking rubbish??

Thanks!

owlet

I can only comment from my own experience - I went to my local court. I was given an appointment time, hardly anyone was around and I was in and out very quickly. The court officials only check through the paperwork, make sure it's complete, take your money and give you a recept. There isn't anything for the court officials to gloss over or take time on. The official receiver will do all that when he/she receives your file. Personally, I'd go local to save time and money but it's your choice. Hope it goes ok.