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Court advice - which court to go to??

I moved out of London on Feb 1st and have been living in Worcestershire since then.

I am confused to which court I should be going bankrupt in. I spoke to a lady today at my (now) local county court and she said I'd need to write a letter explaining I am filing there because of the transport costs of getting back to london. She's also made me an appointment but said if I decide to go to london then she can cancel it no problem.

Then I called the court in london and they told me they have a drop in service for filing which seems more flexible (especially since I'm struggling to get the court fees together and I'm not sure when I'm going to manage it) Because I had been living in london up until this Feb I am also eligible to go and file there.

What would you suggest I do? At the back of my mind (and this might sound really stupid) but theres a part of me that thinks London might be a better option as theyre so busy and maybe a bit more of an "in and out" process due to the volume of people they see instead of a smaller county court?

are there benefits to going to a particular court or do they all spend as long as each other going through your case and fishing around for details. I'm a very simple straightforward case (according to step change - no assets etc) so its not ive got anything to hide, but the idea of being one in a small number of cases at a court and being "glossed over" quite quickly due to heavy workload seems really attractive as opposed to a small court where they might have more time on their hands?? Am I talking rubbish??

Thanks!

Comments

  • alastairq
    alastairq Posts: 5,030 Forumite
    Since one does not [cannot?] 'pre-book' a bankruptcy...[one is free to change one's mind at any point right up until the Judge stamps the petition]....then I suggest simply relaxing, saving up one's fees, and then deciding which will be more convenient?

    If, the time elapsed starts to drag on, then your correct local Court will end up being the venue of choice.

    Then simply telephone, book an appointment [not all local Courts deal with bRs every day].....and save all that travelling expense?

    All the Court does is check for correct paperwork, identify if you've already received correct advice regarding the issues involved with a Bankruptcy....ask if you are absolutely sure [since reversal is difficult]....and stamp the petition.

    It is the Official Receiver [the Court's Officer] who does the investigations into your financial affairs...not the Court......so don't concern yourself over that aspect.
    No, I don't think all other drivers are idiots......but some are determined to change my mind.......
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