where do i go now? judgmet for claiment...help!

astillacharm

I have gotten very confused as to if this is legit or not. in January i received a county court claim form from Northampton county court, i responded and opted for the extra 28 days and said i was going to defend myself. the i asked the Creditor (lowell/Bryan Carter) for my CCA agreement within 12 days. i didn't hear nothing till 2 weeks ago where they sent me a photo copy of a CCA that did not have my signature on, they have filled in my details and my address........is that even allowed? last week i recieved judgment for claimant (in default) and it says i have been ordered to pay £50 a month (which i cannot afford).
what do i do now? none of this seems quite legit!!!!
and on the letter is says i have to pay to for an application form if i believe judgment has been entered wrongly in default.

tomtontom

Did you not send your defence to the court?

astillacharm

hello yes i did it online

triple_choc_chip

Thankfully it's been a few years now since I had one of these! However, the mistake you have made is in thinking you were still dealing with the creditor.

Once you have received anything from a court, you deal with the court. Instead of writing to the creditor to ask for paperwork, you should have included in your defence that you had not received same paperwork from the creditor.

There's no point in communicating with the creditor after they have issued court papers, they're done talking to you at that point. Always make sure you adhere to the timescales given by the court and make sure you attend - you can usually ask for the case to be transferred to a local court.

You will now have to continue dealing with the court if you wish to get the judgment altered or overturned, they are usually very helpful and give good advice if you phone. Good luck.

tomtontom

astillacharm wrote: »

hello yes i did it online

What did you write? Did you submit a further statement after you had requested the 28 days?