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The inside might be black as the night, but at the end of the tunnel there's a light

Have decided to start this as a record for myself that I need to get myself organised and start doing something about it! Have consolidated twice now andhave daftly ended up back where I was by spending again and still have nothing to show!
Desperate to get a mortgage and start a family but stuck in teeny flat and no way out at present :( due to debt.

Im going to set goals for my self long and short and hopefully this will aid me towards this!
Goal- end August clear tsb o/d
End year saved £1000 to mortgage fund.
Reduce cc debt- both currently on0%

Need to change signature as have moved things about!
lloyds 1350/ rbs cc 1921.89/ mbna 3323.53/ barclays cc 5402.77/ nationwide l 8460.88/ current total debt 20459.07:eek::eek::eek:
Will update ever month end.
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