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Applying for mortgage: 2 completely different credit scores from experian and equifax

socookin
socookin Posts: 40 Forumite
edited 20 June 2014 at 10:59PM in Mortgages & endowments
Removed comment for privacy reasons
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Comments

  • kingstreet
    kingstreet Posts: 39,459 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lenders don't take these alleged "scores" they create their own from the application data, so they can be safely ignored. If you are paying for this, stop now.

    If there's an address issue, I would resolve that before making an application.

    Don't forget Call Credit too. Its online presence;-

    https://www.noddle.co.uk
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • ACG
    ACG Posts: 24,980 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Take a look at this - everyone bar one of the credit agencies saying credit scores are usless - https://forums.moneysavingexpert.com/discussion/4943814
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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