Help (again!)...possession orders

steffyoak

Dear all

Everyone on here has been extremely helpful to me in the past so thank you in advance for anything you can offer me now in my current situation.

I have 2 secured debts against my house, one a main mortgage & the second with First Plus is a secured loan - both debts have suspended PO in place.

I thought I was able to maintain the agreed repayments however my personal circumstances have changed yet again , for the worse & as such I have put the house on the market as I simply cannot afford it & all the associated bills.
I have no income & have moved in with family to eliminate my outgoings. I have written to both parties explaining the situation & so far the only responses I have received have been along the lines of "we will enforce the order/issue the warrant" & go down the eviction route!

My query is that I have basically evicted myself already?! If they re-approached the Court to gain possession would the Court not take into consideration the fact I am already trying to sell the house myself to repay their debts & arrears which in effect is what they would have to do anyway?? Plus I am marketing it at the proper market value (as obtained by 3 agents) so in effect I am trying to sell asap

Any advice or feedback would be greatly appreciated. I simply have no funds to offer them. I will have some equity to take from the property when it sells which is the only positive I can take from all this. Plus the stress of trying to keep all the balls in the air will be removed as this has had a major impact on me

AMILLIONDOLLARS

Have you just lost your job is that why you have no income? What about renting out the rooms, to get some income whilst you are waiting to sell. Or have you thought about hosting students?

AMD