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mortgage after IVA?
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As an update for anyone who is interested, we never heard back off Nationwide for AIP- either accept or decline! Very poor service either way. Although we were told the question was 'in the last 6 years' as opposed to 'ever'.
However we proceeded with the Halifax and it has been fully approved - hope for anyone who has an IVA and will eventually want a mortgage.I am employed as a manager in a financial services institution. My views are entirely my own.0 -
Nice one...what deposit did you have to put down?"Dream World" by The B Sharps....describes a lot of the posts in the Loans and Mortgage sections !!!0
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hi Foxy, sorry just seen this!
It's 5% deposit as new-build Help to Buy. Hoping to move in before Christmas!I am employed as a manager in a financial services institution. My views are entirely my own.0 -
FWIW we got an email from our Nationwide BDM recently, which read;-
so it sounds like they are trying to reduce their exposure to this type of business.Bankruptcy – change to policy
Please note that effective immediately, it is now unlikely that any discharged bankrupts will be considered where the time since their discharge is less than 3 years.
Not too far of topic for this thread, hopefully.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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