vodafone default F&F offer accepted but on my terms on when to make payment.

pjfowkes

I have a defaulted account with Vodafone which they took possession of from the DCA and I dealt with the web relations team directly. The default is 2 years old and as a gesture they said they would knock 20% off and mark the balance as satisfied if I paid the amount in full. I agreed to this but on my terms and explained that I did not have the funds immediately available and the monthly repayments would eat too much into my outgoings , so I made an agreement to pay at the end of June stating I needed a bit of leeway to save up the funds to pay this debt off. I sent my terms asking if this was ok and for the agreement to be written on letter headed paper with a signature and 10 minutes later they agreed to my terms of F&F. I have to say Vodafone are one of the better creditors I've dealt with and would urge anyone with NPD defaulted on there files to go down this route with them instead of going through DCA's.


Original Debt - £1404.00
F&F offer - £1123.70 in full by the end of June.
I do not mind paying this amount if the credit report will be marked as satisfied in full.


And then that's me debt free. once again without this site I'd still be lost