Mbna rejected

char2289

I got rejected today for a virgin credit card. I was trying to get a 0% money transfer but mbna seem to be the only company who does it. There are few more such as AA, Fluid etc but all mbna financed.

My default is clearing today hence why I applied but when I phoned credit expert it is actually clearing midnight today.

Is there any point applying for a different card through mbna tomorrow or would it not make much difference anyway. But now I've been rejected I suppose it would affect it anyway now.

DebtFree14_2

STOP STOP STOP STOP

Do not keep applying. Have you phoned Equifax and Experian too? Wait a few months and if you really need a credit card apply then. Just because your default is gone does not mean you have good credit. Also the more you apply the more you will get rejected. 2 CC applications in 2 days shows desperation. Enjoy your time with an improved credit report and don't be in a hurry to tarnish it again.

char2289

DebtFree14 wrote: »

STOP STOP STOP STOP

Do not keep applying. Have you phoned Equifax and Experian too? Wait a few months and if you really need a credit card apply then. Just because your default is gone does not mean you have good credit. Also the more you apply the more you will get rejected. 2 CC applications in 2 days shows desperation. Enjoy your time with an improved credit report and don't be in a hurry to tarnish it again.

Thanks advice taken. Partner applied instead and got accepted!!