On DMP & still being taken to court - Scotland

happy_bunny_2

Yes, mention this to the court, especially about ignoring you after informing them. May not be seen in their favour.

Good luck and post back with how you get on.

HB

jamapo

Have posted this on main DMP thread, but wanted to post here as well, to let you know what happened :(Went to court today, was horrifed to see it was an open court. One judge, loads of barristers', rows of defendants!!! All called out one by one, loads of people didn't even turn up!. But of course each case had to be heard. Guess who was the very last to be heard? Yep, it was me. What a complete waste of time. Of course the barrister knew nothing about anything, just read from time to pay application. Which was wrong! Judge couldn't understand why my DMP had been accepted for 12 months, yet I was in court. Got to go back in 2 weeks with evidence they've accepted 12 month DMP. Judge didn't even know it was an unsecured loan, thought it was secured on my house. I tried to explain I thought I was there for inhibition hearing, but no response. Don't think I can go through this again, have contacted stepchange, going to speak to them about a DAS I think.

dancingfairy

Aww. I would get a complaint in to Nationwide. It's horrible being dragged through things if your doing your best to pay. Try and stay clam though. You've been through court once, you can get through it again. You might even find the judge roast your creditors for the way they are wasting everyone's time. I'm sorry you're finding it so stressful.
Would the CAB or National Debtline or anyone provide anyone to go with you for moral support?
df

happy_bunny_2

It does sound like the creditor might be on the wrong side of an ear bashing when you turn up with proof.

Maybe ask national debtline for their thoughts?

HB