Drydensfairfax solicitors

Neil_948

Has anyone got any experience of dealing with this company I have received a letter from them today regarding a capital one debt that was passed to Arrow Global Guernsey ltd. I went through a stage of burying my head in the sand but i'm now paying off all my debts by monthly installments.

I was not including this one in my repayment plan as I would not be able to pay this in full by September as this debt is SB on the 19th sept this year, AG got a CCJ on 19th dec 2012 and I have had no communication from them since until now.

My current situation is :-
Paying all debts off that are not due to be SB
I work in security so on a 0 hour contract (as most work in this field is)
I don't own my property or have a car

So what is the worst thing that a county court bailiff could do?

Any advice greatly appreciated.

rizla_king

What do they say in their letter?

Neil_948

Not a lot really other than they are acting on behalf of AG and then go on to outline the following actions may include:-
Attachment of earnings
Warrant of execution
Charge on property

Tixy

Neil_948 wrote: »

I was not including this one in my repayment plan as I would not be able to pay this in full by September as this debt is SB on the 19th sept this year, AG got a CCJ on 19th dec 2012 and I have had no communication from them since until now.

You know that this debt will never become statute barred?

Having a bailiff come out would incur additional costs. If you don't let them in your property, and they are unable to gain access then they can actually do very little.

If you write back with a payment proposal that may well prevent bailiffs being instructed and save you the associated costs and hassle.

Neil_948

Thank you Tixy,


I wasn't aware of the SB exception but looked it up.


Shame I had too much going on at the time of the CCJ application will look at making some payment terms with them in the next month.