We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
First real steps made today....
ferry
Posts: 2,016 Forumite
Well,been here a long 'ol time and just taken my first big steps to sort my financial mess out.
Totalled everything out last weekend and it was a whopping huuuuge 9k..I might have MSE's first unsolvable debt issue!
Been in touch with StepChange who have been superb,downloaded my Remedy pack,filled in and printed letter of Temporary Payment Arrangement and have sent it off with my £1 cheque!
Standing Order set up to maintain payment regularly so now waiting for their (MBNA/Virgin CC) response.
Feels kind of strange not having to have dealt with thie type of sitaution before but life challenges have forced me into a corner and I intend to come out fighting!!
But a good feeling too knowing that its hopefully all going to get sorted but will also post up my SOA as soon as I get bit more sorted so you clever lot can take a look.-just need to sort a few other bits out like Sky, Life Ins and utilities.
Heres to my journey ..keep you all updated as I go to healp others in a similar situation.
F x
Totalled everything out last weekend and it was a whopping huuuuge 9k..I might have MSE's first unsolvable debt issue!
Been in touch with StepChange who have been superb,downloaded my Remedy pack,filled in and printed letter of Temporary Payment Arrangement and have sent it off with my £1 cheque!
Standing Order set up to maintain payment regularly so now waiting for their (MBNA/Virgin CC) response.
Feels kind of strange not having to have dealt with thie type of sitaution before but life challenges have forced me into a corner and I intend to come out fighting!!
But a good feeling too knowing that its hopefully all going to get sorted but will also post up my SOA as soon as I get bit more sorted so you clever lot can take a look.-just need to sort a few other bits out like Sky, Life Ins and utilities.
Heres to my journey ..keep you all updated as I go to healp others in a similar situation.
F x
:j
0
Comments
-
Well done you for making the first step. I'm a newbie too. HI *waves*
this is a great place to help you along the way, there are loads of great money saving tips on the old style boards and great tips on this board for tackling debt and making offers etc.:happyhear Single Mummy to 7 beautiful kids, :coffee:Snowballing through life, just one day at a time!
Dave Ramsey fan- getting Gazelle Intense.
Debt to Slash [STRIKE]£23,457[/STRIKE]£15,562 :eek::eek:
Debt free by 2017! :T:T:T0 -
Good luck on your DF journey
Debt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£20250 -
Very best of luck in your journey. While £9k isn't a small amount of money, when you look around here, then you should be very pleased to be taking charge at this stage - we started our journey with over £40k of unsecured debt!! We're now halfway through this mountain, thankfully, and it feels good.
SAAC0 -
Thanks and best of luck to you too..you're certainly heading in the right direction:j0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
