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hello lovely people.
The_fog_has_lifted
Posts: 204 Forumite
hi there,
ive had my LBM and want to get debt free, both myself and my husband have debts but he has not reached his LBM yet (for another thread- long story!!!!).
my debts are
MK REcoveries: £6,315.40
Nursery Bill: £1,869.07
Tax credits: £1,234.90
Mackenzie Hall: £1,157.98
Vodaphone: £718.54
Uni Loan: £600
SWW: £521.23
DCH: £409.08
Council Tax: £174.84
NHS overpayment: £34.06
Its a lot but I plan on getting it gone in 2 years!!
I also have made a promise to myself that I will NEVER take on commercial debt again. I will get a mortgage at a push but even then will try to save for a hefty deposit!
thanks for looking at my thread.
I hope everyone is well and doing well on their own debt free journey.:)
ive had my LBM and want to get debt free, both myself and my husband have debts but he has not reached his LBM yet (for another thread- long story!!!!).
my debts are
MK REcoveries: £6,315.40
Nursery Bill: £1,869.07
Tax credits: £1,234.90
Mackenzie Hall: £1,157.98
Vodaphone: £718.54
Uni Loan: £600
SWW: £521.23
DCH: £409.08
Council Tax: £174.84
NHS overpayment: £34.06
Its a lot but I plan on getting it gone in 2 years!!
I also have made a promise to myself that I will NEVER take on commercial debt again. I will get a mortgage at a push but even then will try to save for a hefty deposit!
thanks for looking at my thread.I hope everyone is well and doing well on their own debt free journey.:)
:happyhear Single Mummy to 7 beautiful kids, :coffee:Snowballing through life, just one day at a time!
Dave Ramsey fan- getting Gazelle Intense.
Debt to Slash [STRIKE]£23,457[/STRIKE]£15,562 :eek::eek:
Debt free by 2017! :T:T:T
Dave Ramsey fan- getting Gazelle Intense.
Debt to Slash [STRIKE]£23,457[/STRIKE]£15,562 :eek::eek:
Debt free by 2017! :T:T:T
0
Comments
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Hello and welcome, I'm a new starter too
The snowball calculator and YNAB (You need a budget) have really helped me get started, as has this site. All the best on your journey!Total debt March 2014: £11,194. Now £4,198.
0% CC1: [STRIKE]£2,240[/STRIKE] £0. 0% CC2: [STRIKE]£1,934[/STRIKE] £0.
0% CC3: £0 0% CC4: £4,198.
12.9% Loan: [STRIKE]£3,000[/STRIKE] £0
14.9% HP: [STRIKE]£1,103[/STRIKE] £00 -
Good luck on your Journey , I love Dave Ramsey too
Mobo xxCC1-£1729.53
CC2-£4323.00
LOAN-£14,519.05
TOTAL DEBT £20,571.58 :eek:
Then there's the mortgage
0 -
Good luck on your journey!Debt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£20250
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