We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
DCA contacting employer
Comments
-
Your friend is going about this bum-backwards, to be honest. He should write to the DCA, giving them his new address and using the Prove It letter on this site. He should also advise them that he will now only communicate in writing and any further telephone calls will be considered harassment.
Once he starts putting it all in writing, you'd be amazed how unwilling they are to keep pushing the half-truths and misinformation.
They have to prove it. They have to communicate with him in an acceptable manner. He has to deal with this like a grown up. If he acknowledges that the debt is his, then he needs to contact them, in writing, to arrange a payment plan via standing order. Under no circumstances should he agree to a direct debit - standing orders give him the control.
Once the plan is in place, he needs to stick to it. Make it affordable for him, don't let him over-commit.
Good luckSome days, it's just not worth chewing through the leather straps....
LB moment - March 2006. DFD - 1 June 2012!!! DEBT FREE!
May grocery challenge £45.61/£1200 -
Stop phoning the DCA.
Write, pen and paper (or lap-top) using the formats provided by Tixy. Send two copies from two different post offices, with free certifiates of posting.
Insist they remove his work number and put the mobile on silent during wirking hours.If you've have not made a mistake, you've made nothing0 -
EDIT - actually the prove it letter needs updating to reflect the new changes which are not yet in the link I gave above.Just waiting to see how NDL etc amend their versions. May as well have them match if they are good enough.
Now done.
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Stop phoning the DCA.
Write, pen and paper (or lap-top) using the formats provided by Tixy. Send two copies from two different post offices, with free certifiates of posting.
Insist they remove his work number and put the mobile on silent during wirking hours.
This works, do it.
You and your friend needs to realise that you are not dealing with nice people. They want your money and they will say anything to get it. Lies, half truths and misleading letters are all in the their armoury.
Do as advised and then come back on here when you get a reply.I'm Debt Free :j 2/09/2013
Debt at LBM 30/04/2010 £24,109.38,0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards