17 year old debt rearing its ugly head.

fermi

Statute barred then.

happy_bunny_2

rizla_king wrote: »

A Ford Seirra wasn't worth paying much for at the time, so I certainly would pay for one now on an 18 yo debt.

Cosworth was nice

rizla_king

happy_bunny wrote: »

Cosworth was nice

Polishing a turd as the phrase goes, in my opinion.

National_Debtline

Tixy wrote: »

you could send the hybrid letter that states you have no recollection of the debt and it would be statute barred regardless.

If you send a letter to state that you believe the alleged debt is statute barred then at that point they are required to stop chasing you, if you just bin the letters then they may continue to write (and 'phone as they have your number).

Hello there,

This is good advice. A letter informing them that the debt is statute barred would place the burden of proof with the collector. If they cannot prove that the debt isn't statute barred, they should leave you alone. If they continue to chase with no evidence it would be sufficient grounds to consider a formal complaint to the Financial Ombudsman Service.

There's a sample letter at the end of our fact sheet HERE

Best wishes,

David @natdebtline