We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Is Virgin Media a debt when applying for a mortgage

If you have a contract with virgin media for 24 month, when you apply for a mortgage and they ask if you have any credit cards, phone contracts etc, do you have to mention this as technically it's an outgoing for the remainder of the contract?

Any help would be appreciated :)

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you are asked for a complete list of outgoings then yes it should be included.
  • Mokka
    Mokka Posts: 412 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    They will ask you for all your outgoings (bills, council tax, phone, broadband)- they might even ask you for how much you spend on food, holidays etc.
    Debts are a separate thing, as not everyone has them- everyone has to pay bills.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.