📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Recieved CCA, but is it valid> Bryan Carter ,Lowell

Hi all,
I am a bit confused!! a couple of months ago i requested a CCA agreement and a breakdown of accounts from Bryan Carter solicitors there client being Lowell finance limited. well yesterday i received the CCA which is a photocopy, with my name added on it ( not by me) but no signature from me! is it still valid?? if i never had it in the first place of signed it???
thanks

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    They can supply a reconstituted copy that does not have a signature. That is legal. But they should not make up an agreement and transpose your name on to one when you did not actually take out the aboriginal agreement. Is that the case?
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • I never had an agreement from them or anything that was signed.
  • the original debt is probably around 7 years ago.
  • i would chance it and write back stating you will need to see one with your signature on . always worth a try
    goal for 2014....i will manage money better ..must resist shopping..............:A
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    did you apply online?
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.