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Credit cards - GONE!!!

I have made my last payment to Barclaycard and now owe NO money on credit cards!!!


On 29.04.11 I had £18,440 of debt on 2 credit cards and a loan. I'm now down to just under £2,000 on my loan and without overpayments it will end in November this year.


I get married in 19 days and I'm so excited not to be bringing any credit card debt to the marriage!


So excited to see balance £0.00 when for so long I didn't think it was possible to pay off so I might as well keep spending!lol Then I met my now fianc!, was made redundant and realised I needed to sort my life out. I couldn't have done it without the help of everyone on this forum (I might not post much but I read often!) and my fianc!! Thanks everyone!!
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Comments

  • bedhair
    bedhair Posts: 84 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Congratulations - enjoy your wedding!
  • Willowpop
    Willowpop Posts: 856 Forumite
    Debt-free and Proud!
    Well done. Must be a great feeling :T
    PAYDBX 2016 #55 100% paid! :j Officially bad debt free...don't count my mortgage.
    Now to start saving...it's a whole new world!!
  • Congratulations! What a weight off your shoulders and just in time for your big day - now you can concentrate on your beautiful wedding day :)
    SPC # 348 2014-£169.07/2015 - £156.89
    GC 2014 Feb-Dec £2931.62
    GC 2015 Jan £216.93/£220 Feb £291.97/£215 Mar £213.64/£220 Apr £207.62/£220
    DFBXmas2015 #40 - £3,474.61/£4,000
  • heyjude2013
    heyjude2013 Posts: 153 Forumite
    Congratualtions!! Both on the paying off the credit card and your marriage.

    You must be so excited for the future xx
    Getting myself back on track! Pay off debt and save deposit time!
  • It sounds like this truly could not have come at a better time. I always remind people to learn from their hardship and take that into consideration with their next big expenses. Congratulations again on getting your cards paid off and now it is time to enjoy yourself and your special day!
  • Pepperoni
    Pepperoni Posts: 461 Forumite
    Debt-free and Proud!
    Brilliant news, well done you! Congrats on the wedding - enjoy every second!
    • [STRIKE]Credit Card: £2,989 / £2,989[/STRIKE]
    • Bank Loan: £12,000 / £14,000
  • Well done you. Best of luck for the next big day
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Imbroglio
    Imbroglio Posts: 61 Forumite
    Congratulations! Especially for continuing to pay off your debts whilst saving for a wedding, what an achievement! Posts like this are what encourage me to keep scrimping and saving
    Oct 2013: -12,382.89
    Mar 2014: -10,872.79
    Oct 2014: -7536.06

    Made a small start, now it's time to really tackle this debt!
  • traveller
    traveller Posts: 1,506 Forumite
    Imbroglio wrote: »
    Congratulations! Especially for continuing to pay off your debts whilst saving for a wedding, what an achievement! Posts like this are what encourage me to keep scrimping and saving

    My sentiments exactly :T
    :A Your Always in my heart, you never ever will be forgotten-9/9/14:heart2:
  • Jennykins
    Jennykins Posts: 64 Forumite
    Thank you everyone! I'm over the moon to have got to where I have and will never get into debt again! Went out for my hen do last night and had a brilliant night out. Really feel like a huge weight has been lifted and I can properly enjoy the run up to the wedding. Can't wait to get married and start saving for our future together!
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