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Will I get accepted for a mortgage

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  • ACG
    ACG Posts: 24,538 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    edited 29 March 2014 at 2:22AM
    My responsibility is to ensure they can afford it thats correct, if im comfortable they can afford it with the loan and the lender is too i have done my job.

    My finances are nothing to do with my partners (not that i have anything to hide) and i believe if people want to keep their finances confidential they should have that opportunity. I forget which religion it is (possibly Jewish?), but i know a broker who has done a couple of cases for whatever religion and he told me the applicants prefer to be sat in separate rooms when discussing their personal details, i have never had that before myself but i imagine it must happen.

    As someone else has said, Natwest do it in certain circumstances so they must be happy it is compliant.

    FTR, i have not actually been in that position for a mortgage - both were on protection business and both funnily on the STI question.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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