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Enjoying Life's Indulgences Together Everyday

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  • karlie88
    karlie88 Posts: 9,114 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    emerald21 wrote: »
    Yes thank you Karly that's about as clear as mud :rotfl:. I only learned how to use computers about 10 years ago when I went to some classes where I learned most things but since I don t do these things on a regular basis I ve forgotten how to to them :(

    :rotfl:

    Sorry.

    :(

    Are there any refresher classes you could go to?

    :)
    :grouphug: :D Official MSE canny forumite and HUKD VIP badge member :D :grouphug:
  • emerald21
    emerald21 Posts: 11,349 Forumite
    Part of the Furniture 10,000 Posts Photogenic
    emerald21 wrote: »
    Yes thank you Karly that's about as clear as mud :rotfl:. I only learned how to use computers about 10 years ago when I went to some classes where I learned most things but since I don t do these things on a regular basis I ve forgotten how to to them :(

    I do have an account that gives 6% with First Direct and I d like a few more , better than an isa
  • Sunshinemummy
    Sunshinemummy Posts: 17,377 Forumite
    karlie88 wrote: »
    It's actually quite easy.

    I can break it down.

    Imagine one has £50,000.00 in a 5% savings account.

    In one cell (let's call it A1), you would enter £50,000.00. In the next cell (A2), you would enter 5%. In the following cell (A3), you would enter =A1*A2. Now cell A3 will display the annual interest you earn for that £50,000 (which is £2,500.00). To work out the average monthly interest (let's call this cell A4), you would use the following formula =A3/12 (where 12 is the number of months per year). And the final cell (A5), could work out the final amount you earn following tax deduction every month...so the formula would be =A4*0.8 or =A4*0.6 (depending on whether you're a basic or high rate tax payer).

    :)

    Now I could do the first sum in my head, after that it lost me!!

    :o:o:o:o
    10
  • rhosynbach
    rhosynbach Posts: 7,664 Forumite
    fairclaire wrote: »
    Just some cress, I had some spaces on the shelves doing nothing so I planted some cress and mustard in trays. If we don't eat it, the chickens will...they love it! I just noticed Ive finally got 2 cucumbers coming up as well. I'd just about given up on them!
    My OH cleaned the greenhouse out earlier and found an absolute monster of a spider in there :eek: I'd put a pic up but I know a lot of people don't like them....including me!! I'm not usually cruel to spiders but Im afraid Henry the Hoover had that one as none of us were brave enough to evict it! :o
    i had some cues coming up but they disapeared I think it was slugs:( glad you mentioned the cress and mustard I forgot I have some that I kept for dgc to plant thought they could grow some in egg faces for easter as they dont have to wait ages for it to grow,
    another who hates spiders
    midwinter wrote: »
    Evening all :)

    Lovely to see you Dr K :) Really 2 years since you were telling us you'd graduated?! Are you still in Manchester or back in Wales now?

    nannylala, I grew up near Cambridge, and because it was local, the "family" supported Cambridge....... I however, opted to support Oxford, simply because I could :D

    wow is it 2 years does not seem that long ago, but as others have said its nice to have you back Dr k
  • nerfdad
    nerfdad Posts: 13,795 Forumite
    Nerfy, go down stairs and remind the missus why she fell in love with you!!
    :D:D:D:D:D

    We met in a nightclub and she don't drink anymore:rotfl::rotfl:
  • emerald21
    emerald21 Posts: 11,349 Forumite
    Part of the Furniture 10,000 Posts Photogenic
    karlie88 wrote: »
    :rotfl:

    Sorry.

    :(

    Are there any refresher classes you could go to?

    :)[/

    Not that I know of at the moment.
  • Sunshinemummy
    Sunshinemummy Posts: 17,377 Forumite
    nerfdad wrote: »
    We met in a nightclub and she don't drink anymore:rotfl::rotfl:

    I so not think that she fell in love with you because of a nightclub or because of drink.... come on Nerfy, man up!

    ;);););)
    10
  • TrulyMadly
    TrulyMadly Posts: 39,754 Forumite
    Part of the Furniture Combo Breaker Cashback Cashier
    Tinyshoes wrote: »
    I wouldn't know it's Panto season here. :p

    Oh no it isn't........he's behind you:)
    To do is to be. Rousseau
    To be is to do. Sartre
    Do be do be do. Sinatra
  • buyitall
    buyitall Posts: 3,597 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    TrulyMadly wrote: »
    Talking of Easter....any glitches on eggs:)

    Yes please! I haven't bought any yet as I can't risk buying them too soon - can't trust myself not to eat them. But I need to start handing them out from the end of this week, my optimum time for an egg glitch is NOW :D
  • nerfdad
    nerfdad Posts: 13,795 Forumite
    TrulyMadly wrote: »
    Oh no it isn't........he's behind you:)

    O yes he is;):)
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