Enjoying Life's Indulgences Together Everyday

locarr

Savvybuyer wrote: »

I sometimes wonder just how much more we'd all accomplish if no-one ever said hello, thank you or goodbye to each other (those parting greetings, in particular, alone can sometimes take ages:eek:), but that would just be impoliteness. (It does strike a slight chord with me though: it can be, let me be bluntly honest and truthful again, a little irksome sometimes to have to do these niceties (in RL) - pointless social things that don't achieve anything - although yea, they do make other people happy which I suppose is a good enough reason - but yes my slightly autistic nature does mean I ponder issues such as this one on a regular basis - I guess I just often wonder "why?" in respect of everything:eek:.)

Just wanted say...........:cool:

Hello Savvy!:D

aau1

Savvybuyer wrote: »

I'm a bit imcomplete there too.

A nice kindly PM might have done, instead of me shouting it over across the thread though:doh:.:rotfl:

Don't worry about it

Turn around is fair play :beer: :cool:

aau1

Savvybuyer wrote: »

Ah...:)

:rotfl:

Lastly - I'll move on (about time too, Savvy:p), hopefully to the M list (hopefully?!?:() - I notice this: "...(except for M, which are currently taken from instore visits but expected to be taken online in the future)" - just wondering who is "expecting" this?!?:)

we all are aren't we?

cjj_2

aau1 wrote: »

If you made the above post and also thank the first post then you can

Ooo so I did

Picasso7

By the way, neither of my two stores had the Mum and Me reduced-to-£1 gift pack. I'd got my first one online and went in clutching the MOC. A lovely passing SA asked if she could help when she saw me trying to work out if it was worth trying to use it on anything else and I asked if they had any of the gift packs. She said they didn't but lots of people had been ordering them. So I asked if I could use my MOC if I ordered it from the desk in store. She was great and did this for me, though the coupon didn't scan saying I had not spent enough. First they thought it was because it was for the same amount as the gift pack so I said I was happy to order two. That didn't work so she put the coupon as a non scan and I've two more to come at the weekend. Will try doing the same thing again then...

Mumto2monkeys

:eek:I hear thunder:eek:, quick hide the cutlery and turn off the TV...

Sound horrendous outside:eek:

There are even hailstones falling down the chimney, glad I'm tucked up nice and warm on the sofa..

EMMAP

Question: I'm very close to paying off a credit card I've been in debt on for quite some time and I've just had an email telling me my credit limit will be increasing. I really don't need it to so am going to keep it as it is and decline the increase. This won't affect any rating in any way will it? Thank you please wonderful elite. Just don't see the point of having more credit available when I don't even need/want what I currently have

aau1

EMMAP wrote: »

Question: I'm very close to paying off a credit card I've been in debt on for quite some time and I've just had an email telling me my credit limit will be increasing. I really don't need it to so am going to keep it as it is and decline the increase. This won't affect any rating in any way will it? Thank you please wonderful elite. Just don't see the point of having more credit available when I don't even need/want what I currently have

You'll be fine

Your score is worked out partly based on what percentage of your available credit you are using

If you accept the increase and don't add debt to your card then your percentage of credit in use will drop (good thing)

If you decline the increase and pay off some of the debt then your percentage of credit in use will drop (another good thing)

If you accept the increase and pay off some debt then your percentage will drop further (best option in the eyes of your credit score)

What would hurt your score would be incurring new debt or reducing your credit limit

tweets

Snap-ant wrote: »

No I ring them & ask for a deal every 12 months - I've got my BB down to £11.34 a month now

Kipling thread :rotfl::rotfl::o

Thanks Snap :T

Will be seeing into moving when its time. I hate it when Sky keep ringing and pestering me.

I hadn't realised it was posted on Kipling thread til redfox moved it :rotfl::rotfl:

tweets

Mumto2monkeys wrote: »

:eek:I hear thunder:eek:, quick hide the cutlery and turn off the TV...

Sound horrendous outside:eek:

There are even hailstones falling down the chimney, glad I'm tucked up nice and warm on the sofa..

I am thinking you could have an MSE shower outside :rotfl::rotfl:

Keeps thundering here and sounds horrendous too :eek: