Evolution Money

SuperFrank

Hi

I have a secured loan through Evolution Money. I have bad credit and had no option but to take a loan. £3000 over 3 years payback is £5800...

Anyway I was made redundant in September 2013 and I have been able to keep the payments up until now. My payment is 2 days late and I am getting 6 calls to my mobile and 6 calls to my home number each day. I spoke to a very silly little boy from their company today.

I just want to ask if the information he has given me is correct or if there was anything else I could do. I informed him that I would be making the payment in around 7 - 10 days whenever my family are able to help. However this was not good enough. He said that collections have already started and my home is going to be repossessed for the £160 that I am 2 days late with. He said the money needs to be paid before the 31st March. He also said they are charging me £10 for the call he is making and £25 for every letter they send. I just laughed. I told him he I don't get intimidated by little boys and if he wants to come round and chat he is more than welcome.

He said they will be calling 6 times per day on each line until the money is paid. I said that this was harassment as I will not have the money until Tuesday at the very earliest so there is no point in trying to contact me until then. He said they WILL be calling everyday. I dont like the fact that they are able to do this but he said the FSA allow them to call 6 times per day. I said so if I have 6 phones hes going to call me 36 times ?

Has anybody else had any experience with these sharks or is there any ideas what i could do? I spoke with my mortgage and they have given me a payment break and spoke to me with respect. These people are the scum of the earth ! I am nice and calm on the phone whereas they are aggressive and threatening. They said the call is recorded can i get a copy of this ?

Thanks

Apples2

Turn your phone off for a week?

Better still, cancel your phone contract and get a payg.

Ignore the empty threats.

dealer_wins

More fool them for lending you the money LOL

jmhgibson123

on the next phone call tell them you are recording them, and to repeat the threats made to you and that you will be contacting someone regarding a complaint against them