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Help please regarding a bounced payment?

OH has a tesco credit card

On 26th Feb they tried to take DD of £54.80 and it bounced and was returned on the same day.

We didnt realise til the 4th March, so on the 4th March paid £54.80 on the tesco wesbite.

I am going through our bank statement now and noticed that Tesco retook the DD on 7th March. So they had it twice.

Then on the 26th March they tried to take next DD of £53.99 (we are getting to grips with our finances I promise!) and it bounced again.

So my question is, how can I stop them getting paid twice again?? Do I just wait a bit longer to see if they try to take it again? Or should I pay it on the credit card site direct?

We really cant afford for it to go twice again (that is part of the reason its bounced again)

Thanks in advance, and I hope this makes sense.(cross posted on credit cards forum)
Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
Mortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

Asda Savings - £0

POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

~ Emergency Savings: £0

My Debt Free Diary (Link)

Comments

  • lhead123
    lhead123 Posts: 312 Forumite
    Part of the Furniture 100 Posts Combo Breaker Debt-free and Proud!
    I would give them a ring and see if they have a system where it will try to take it again automatically (it sounds like they do) and whoever you speak to should be able to tell you when they will do that.

    Don't pay any money manually until you have spoken to them x
    Debt FREE thanks to YNAB
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Thank you :) I will get OH to do it when he gets home, I so need to keep a better eye on it all!!!

    We are motivated and ready to bust the debt (hence me going through the statement) xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
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