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The Mortgage Free Roll Of Honour
Comments
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@Willowtree222 Congratulations!!! ๐๐๐ Enjoy being mortgage free and hope you're going to give yourself a nice treat x
I've been mortgage free once, so let's do it again!
Starting balance March 26 ยฃ191,274.533 -
I have always wanted a pair of Louboutins, they are a months mortgage payment. X
September 2017 Debt = ยฃ25330
Starting afresh.
You can do anything if you put your mind to it. x3 -
@Willowtree222. Congratulations. Such a great achievement.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]3 -
Thanks Beanie, unfortunately I can not share it on my own diary so it is nice to acknowledge it somewhere x
September 2017 Debt = ยฃ25330
Starting afresh.
You can do anything if you put your mind to it. x3 -
Absolutely so. ๐ค๐ฅ
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]1 -
@Willowtree222 just spotted this, congratulations on being mortgage free x
Debt Busting Again in 2026
Starting Debt 03.05.26 ยฃ5345. Total 01.10.26 ยฃ2994
Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 ยฃ600, cleared 05.07.26
Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 ยฃ600, cleared 12.08.26
Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 ยฃ940, current total 01.10.26 ยฃ344
1 -
Thank you!
September 2017 Debt = ยฃ25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
It's wonderful to add our story to this inspiring message board. It's been a source of aspiration and motivation as we've navigated our mortgage freedom journey.
- Date that we decided to become mortgage free
- Soon after purchasing our first home at the end of 2012. My wife grew up with a parent who hid credit card debt and the ramifications left a long lasting impact so it was important to us that we were proactive in reducing the monthly cost to ensure we felt secure.
- Mortgage debt at its highest
- ยฃ250k after moving to our forever home in early 2020
- Mortgage freedom date
- Today!
- Your one pearl of wisdom
- Keep your goal in mind and allow the motivations behind it to evolve as life progresses. With our first two year fix, we had to call the bank to make an overpayment. It became something that I oddly enjoyed doing each month to find out how much our payment would reduce by. After our daughter arrived, the motivation evolved to being able to use the interest savings from overpaying to provide her with more opportunities and experiences as she grows up.
- Oh, and don't forget to say "yes" to the odd expensive opportunity that life presents as time goes on so that becoming mortgage free doesn't become the journey and remains part of the journey.
- The guides that helped you
- Mortgage overpayment calculators helped us understand the potential savings at the start but once our understanding was there, this forum became an inspiring place to spend a few minutes here and there.
Best of luck to all those on their journey, I hope these words can help inspire in the same way that so many others here have us over the years. It's definitely worthwhile doing ๐
8 - Date that we decided to become mortgage free
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Congratulations Socialcyclist
September 2017 Debt = ยฃ25330
Starting afresh.
You can do anything if you put your mind to it. x1
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