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Changing Loan term with RBS
Hello, I applied for a loan today with RBS after checking the checker to see if I'd be eligible so I did and said I had a good chance so I applied for a 4k loan over 3 years.
But now after looking at this I think it makes more sense for me to pay it off over 2 years is there anyway for me to change this? I applied online and was told the money should be in my account within 1 working day! Also out of curiosity say I wanted to change the amount of the loan to 2k could this be possible?
Thanks in advance.
But now after looking at this I think it makes more sense for me to pay it off over 2 years is there anyway for me to change this? I applied online and was told the money should be in my account within 1 working day! Also out of curiosity say I wanted to change the amount of the loan to 2k could this be possible?
Thanks in advance.
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Comments
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Mmm. After applying for a loan and receiving notification that it has been successful is always the best time to look at things, IMO."Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."0
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I know I should have made sure the term suited me etc but I didn't realise loans can be accepted instantly like credit cards and on reflection 2 years probably better suits my needs.0
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Well we cant do it for you, but I have a silly idea, phone them in the morning.0
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What bris said.
Failing that can you just over-pay on the loan?0 -
Or if you can't overpay, put the rest into a savings account and close it a year early.0
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