We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Aktiv Kapital
Neil_948
Posts: 96 Forumite
Hi All,
I'm looking for some advice I have recently started recieveing letters from this DCA again I have never acknowledge this debt due to the way the whole case was handled.
(background info:- the account was for an old Debenhams staff discount card with GE Capital)
GE Capital took me to court in sept 2008 and successfully got a CCJ against me, whilst at the same time they also sold this debt to AK who have not really communicated with me over the 6 years other than around 5 letters with a further 2 this week alone.
to start with GE and AK were reporting on me for the same account now GE has fallen off my account due to the six year lapse now these clowns are trying to put the pressure on to get me to pay however the thing that I'm trying to get answered is what can they actually do under the following circumstances?
AK lodged default 21 Aug 2008 (drops off Aug 2014)
GE gained CCJ 30 Sept 2008 (drops off sep 2014)
I have spoke to them before in 2010 by the phone regarding a letter of intention which seemed to be dropped.
Should I send them a CCA now or wait to see if they try to obtain another CCJ?
I'm looking for some advice I have recently started recieveing letters from this DCA again I have never acknowledge this debt due to the way the whole case was handled.
(background info:- the account was for an old Debenhams staff discount card with GE Capital)
GE Capital took me to court in sept 2008 and successfully got a CCJ against me, whilst at the same time they also sold this debt to AK who have not really communicated with me over the 6 years other than around 5 letters with a further 2 this week alone.
to start with GE and AK were reporting on me for the same account now GE has fallen off my account due to the six year lapse now these clowns are trying to put the pressure on to get me to pay however the thing that I'm trying to get answered is what can they actually do under the following circumstances?
AK lodged default 21 Aug 2008 (drops off Aug 2014)
GE gained CCJ 30 Sept 2008 (drops off sep 2014)
I have spoke to them before in 2010 by the phone regarding a letter of intention which seemed to be dropped.
Should I send them a CCA now or wait to see if they try to obtain another CCJ?
[strike]Debt 1 £50.70[/strike]Paid:D
Debt 2 [strike]£190£175£157[/strike]Paid:D
Debt 3 [strike]£189£169[/strike][strike]£159[/strike][strike]£124.07[/strike]Paid:D
Debt 4 [strike]£472£452[/strike]£402
Debt 2 [strike]£190£175£157[/strike]Paid:D
Debt 3 [strike]£189£169[/strike][strike]£159[/strike][strike]£124.07[/strike]Paid:D
Debt 4 [strike]£472£452[/strike]£402
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards