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One little mistake
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kieron79
Posts: 149 Forumite
Getting prepared to apply for mortgage and bank has asked for 3 months bank statements, I stupidly went over my overdraft once in Jan by £18 for a few days (and this has been the only occasion ever), will this scupper my chances or will it be seen as the glitch it genuinely was? Application is with clydesdale bank if that helps
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Comments
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If your accounts are normally in good order then I dont see a few days in overdraft will affect the decision. Is the account with clydesdale as well?0
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No it's hsbc, it was over my overdraft though, was over Christmas period and was genuine mistake0
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Everything else ok, all bills paid on time never missed payments etc0
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Wait 1 more month - simples...0
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Feb mar April statements will be ok?0
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All statements are ok but it's showing on my February statement as a charge0
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Has anyone else had this experience? I am really worried especially as it was genuine mistake0
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Over your overdraft limit suggest you regularly use the facility. Is this the case?0
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Unfortunately yes! My salary pays it off every month but I always go back into it0
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