Little Loans company?

Hello everyone

Has anyone dealt with the company named above? I've been considering a small loan of £450 and had started to complete the online form.

My only concern is one I've heard before ... even though the website states there are no hidden fees whatsoever, would I suddenly wake up tomorrow to find that a 'fee' has been taken out of my account?

Thank you for any advice x

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I have not dealt with them - have they asked for your debit card details at all?
    If they have expect something like £69 to be debited from your account quite soon - probably no loan either.
    Don't do it - if your bank won't help there is a reason for it - you must be a bad risk.
  • Thank you so much. They did ask for bank details, this is why I didn't go ahead. I will leave well alone x
  • Thank you so much. They did ask for bank details, this is why I didn't go ahead. I will leave well alone x

    They will ask for bank details as they need those to pay in any loan. But did they ask for debit card details including your three digit security number on the back?

    If they asked for those details, then you have saved yourself about £69.99 and you've done the right thing.
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
  • DCFC79
    DCFC79 Posts: 40,622 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 25 March 2014 at 4:02PM
    Why do you need the loan ?

    You spoken to your own bank ?
  • R_P_W
    R_P_W Posts: 1,512 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello everyone

    Has anyone dealt with the company named above? I've been considering a small loan of £450 and had started to complete the online form.

    My only concern is one I've heard before ... even though the website states there are no hidden fees whatsoever, would I suddenly wake up tomorrow to find that a 'fee' has been taken out of my account?

    Thank you for any advice x

    What do the terms and conditions say about fees?
  • Apples2
    Apples2 Posts: 6,442 Forumite
    R_P_W wrote: »
    What do the terms and conditions say about fees?
    T&C's simply go to a Contact Us page.

    The remainder appears to be Doorstep Loans company with a typical APR of 466% but bangs on about the "special relationship" and membership friend for life nonsense.

    One to be firmly avoided.
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