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Incompetent Mortage Broker

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  • ukbrockest
    ukbrockest Posts: 66 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    ok thanks to all you MB's on here!
  • lou2003uk
    lou2003uk Posts: 60 Forumite
    ukbrockest wrote: »
    Well it seems my MB put my app into Nat West for 90% LTV when I needed 95% LTV - my KFI reflects this.

    Nat West have instructed a Valuation this Friday, I have paid for this and also paid Solicitors for searches (£200 initially)

    Only found out tonight as I was checking a PDF of the Nat West application that MB sent me.

    This now changes everything as will it now have to be under written again at 95% LTV.

    Don't think I can take much more.

    Its late now and I can't do a thing - I have emailed my MB, I did try and phone Nat West but they are closed now.

    Stressed out isn't the word!

    my god the exact same thing has just hapened to me i was told on monday my mortgage offer was on its way received today with a 85% LTV which is wrong as i had advised my MA that it should be 90%....

    i am raging!!!

    Save 12k in 2013
    #156
    £0/£12,000
    :beer:
  • amnblog
    amnblog Posts: 12,728 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So, how "incompetent" was the mortgage broker in the end?
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ukbrockest
    ukbrockest Posts: 66 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    amnblog wrote: »
    So, how "incompetent" was the mortgage broker in the end?

    The jury is out !

    She told me she would contact me today.........still nothing

    I rang an hour ago to be told she will call me back......still waiting
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Obtaining the mortgage is the easy part of what often can be a tortuous process. So suggest you chill out........
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