Debt letters from foreign banks

retepetsir

I purchased a house in August 2013 and due to it being an ex-rental property I have received a great deal of post addressed to previous tenants! I have managed to stop a lot of this post by returning them to the sender, but I am receiving persistent mail from a French bank addressed to one person.

They are now sending final demand type post, and sending them via French recorded delivery (although I haven't signed for any of them) and on the delivery note it mentions court action and the rest.

As far as I've seen from the forms attached, there's a debt of over 3000 Euros and this keeps on increasing due to this person apparently still making transactions.

However, I have no forwarding address for this person (although think I may have found them on Facebook, currently in Italy) and would basically like our address to be removed from their system.

I have tried calling to no avail, and sent a recorded letter to them back in November using Google Translate but again nothing has changed.

The letters are coming from 'Credit Agricole des Savoie' and are all in French.

Now what?

19lottie82

Just ignore them (cheaper than sending them back to France), debt cannot be linked to a property, only a person, so you don't have anything to worry about.

retepetsir

I thought that was probably the thing to do but I've now received over 50 letters in 6 months and its getting a little silly!

Polk

just write 'return to sender, no longer at this address' on them and chuck them in the nearest post box.

Royal mail will send them back.

I get a lot at the place I'm renting, including ones from Gold Star finance chasing a previous tenant. In the end, I opened the Gold Star letter and rang them using the reference, telling them that the person they needed to contact no longer lived at the address.

it's a pain but just keep on doing it - eventually they all get the message and take the address off the mailing list.