CCJ During Bankruptcy

DM1985

I was made bankrupt in April 2010 and discharged in April 2011.

I own my property and was allowed to keep it during bankruptcy.

I live in Scotland and pay factor fees for the flat however I was in debt to them and thought this would be part of the bankruptcy.

The debt was prior to the bankruptcy and in June 2011 I was given a CCJ.

I contacted them and told them I was bankrupt and provided them my detail however the CCJ was still given and is on my credit file as active.

Is this valid?

Can a CCJ be issued when bankrupt already?

Thanks

fermi

Did you reply to the court and enter a defence?

DM1985

I didn't at the time, is there anything I can do about it now?

fermi

The fact that you didn't reply to court papers and defend at the time could make it difficult for you to do anything.

I would give National Debtline a call on freephone 0808 808 4000 to see what they might it might be possible to do.