Monday, 24th March... What small DFW things will you do today?!

ShootForTheMoon

When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending :money:

ShootForTheMoon

Morning DFW's!! Happy Monday!! :j

Hope everyone had a fantastic weekend! We made the most of the fab weather with a trip over to the Forest of Dean with the out-laws!! Brilliant weekend... Back to reality today!!

So, today I need to be ultra organised as I have a set of 6 lates coming up - which are an absolute nightmare as they fall over 2 meal times and we're never off on time... Leave alone getting much done in the day after silly-o'clock finishes!!

Never mind, today's plan goes something like:

Early wake up and run round nature reserve

Fill car with diesel

Go for a swim as shoulders are killing me after running this morning!

Wash, wax and pamper my car in the sunshine! Re-silicone the roof seals to protect them from the sun when the roof's down... Here's hoping!! Ha!

Scrub the decking on the balcony

Do this week's food shop

Sort something out for Mother's Day might try TKM@xx...?!

Washing from the weekend on economy cycle and out to dry

Finalise bits and bobs needed for holiday - make list for insurance should the worst happen!!

Order myself some much-needed new jeans while they are 30% off...

Check banking

Nectar Adpoints, FPL, enter a couple of travel comps

Out this evening for an underwater and wildlife photography workshop in the city... Should be a fab evening!


Right ho... Think that'll do for now! I will be pretty chuffed if I get all this done. OH has an INSET day at school today, so hopefully she'll finish nice and early and we can have an evening together!

Hope everyone is well and had a great weekend...

Lots of love,
Shoot xxx

good_advice

Morning, frosty start. did anyong else have hailstones yesterday?
it has gone cold again, we have the CH back on in evening.
The sun is out and putting a smile on all our faces.

A NSD here.

windows and back doors open. swept and moped some floors.
Watered the hanging baskets. I dragged the whole stand in last winter from the garden to preserve the plants from Jack Frost.
washing on line.

Recycle today so far = saving egg boxes
using marg tub to soak some seeds
unpicked x3 zips, since I have learnt the charity shop is selling them at a pound each put them with my craft stuff.
kept the empty paper sack from dog biscuits to use in gardening.
Used a wire tie from an electric tie to tie the climbing rose to fence.

craft = knitting. Just starting the sleeves of cardigan.

Just made the family LOL. Told them we here having HM McDonalds for dinner = burger in Wholemeal roll and fries.

yorpington

Goooood morning debt-free wannabes!

Payday means our overdrafts are GONE GONE GONE :j I love removing things from my signature!! And I've also moved the bulk of my credit card over onto a 0% one. Plan is to pay off what's left next month.

We spent some time allocating money to our envelopes (physical and virtual) and I thought how calm it makes me feel to know that money's there. We keep physical envelopes for food, pet costs, gifts and travel, and I love it. It's such a sense of peace and security.

We also made a real effort this weekend to start bringing our frankly astronomical food budget down. We totted up what's in the the cupboards/freezer, planned our meals accordingly and shopped at our local butcher/grocer instead of Mr S - so much cheaper!! Really hoping we can keep this up and free up some more money for the snowball.

Other plans for today include the never-ending cross-stitch - Mothers' Day looms! - and ordering supplies for some other gifts I will make this month. All budgeted for of course!

Have a great Monday guys!

ziggy2407

Good Morning All

SFTM - Thanks for starting us today, and wow that ONE heck of a list. The photography sounds great
Bob - sorry, I never passed on my condolences - so very sorry for your loss
Good Advice - The car passed its MOT so just the £50 fee (thank goodness)

Missing lots of the regulars - foxgloves, perni, ally, josie, candy, LaE and lots more!! - come back we miss you


Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Had a really LAZY weekend, so today I will:

Check Banks
Check swapits - Done
Packed lunch for DH
Catch up on emails (& unsubscribe from any no longer wanted) -
Catch up on Adpoints -
Look at surveys in inbox -
Read library book -
Get hubster to take me to Post Office after work -
Check Car Insurance -
Get hubster to help me make apple & ogurt cake (to use up wrinkly apples) -
Check www.freepostcodelottery.com -


Have a great day, love you all xx

C xx

toothfairybuttkicker

SO far today I've

-worked some of my fresh meat into the freezer
- loaded up the slowcooker with campfire stew
- raided my stores at work for something dinner like (forgot my packed lunch doh!)
- checked bank accounts
- started to recalculate my overall debt (gulp)

TFBK
xx

xJOJOx_2

Afternoon all!

Lots going on this week and not enough money haha!

Today's listy

# check banking! when direct debits go out etc to ensure on target
# homemade anniversary gift for sister (pretty impressed with myself)
# make use off free coffee at work
# free child care (sister) love her xx
# make a payment on loan
# customer gave me Chinese they didn't want last night, reheat for dinner
# make o/h lunch for tomorrow
# gift ideas for sister
# budget in evenings out
# no money for food this week so meals from stock, not much in but will have to be creative

It's going to be tough this week ;-)

foxgloves

Hi,
*Laundry done overnight on Economy 7. Already dry on the line.
*Made bread rolls.
*Potted on sunflowers, rudbeckias & gaillardias (all free seeds).
*Watered all veggies. 2 salad troughs & carrots up now.
*Waiting in for windscreen repair person (tho' it's bound to be a new windscreen.....MOT tomorrow) £10 excess on a repair, £75 on a new windscreen :-/
*Did exercise DVD for free fitness.
*Cast on 2nd sock.
*Updated budgets.
f x

Tiggy10

Evening all!
Todays list:

- breakfast from home
- make soup for lunch overnight in SC didnt smell to good this morn so just took toast!
- dinner from meal plan - breaded fish and hm wedges with veg needing to be used in the fridge
can u tell its the run up to payday?!
- started a provisional asd shop online to add to this week for the monthly shop.
- started budget planning for pay day next monday ( although figers x'd it shows as available on saturday!)
- cancelled the gym membership as havent been in two months- an extra £32 a month will be useful!

Hope u all had a great day!