Lloyds bank loan

CRISPIANNE3

I have been trying unsuccessfully today to try and get a quote for a personal loan via internet banking today. I click on the loan button and get a number appear and says there is a technical problem.

I phoned Lloyds and said no marker had been placed on the account and could not understand the reason why.

I was just wandering if any one else had experienced any issues today..

Also I did a soft search with Nationwide and a pre check quoted me 4.9%. Based on that I assume my credit file must be ok.

Any help appreciated.

Thanks

Thrugelmir

I click on the loan button and get a number appear and says there is a technical problem.

System error or maintenance.

Try again tomorrow.

MoneySaverLog

CRISPIANNE3 wrote: »

Also I did a soft search with Nationwide and a pre check quoted me 4.9%. Based on that I assume my credit file must be ok.

Do you get a better rate at Lloyds than 4.9%, if not why would you not go to Nationwide instead?

CRISPIANNE3

MoneySaverLog wrote: »

Do you get a better rate at Lloyds than 4.9%, if not why would you not go to Nationwide instead?

Thats it I do not know as I cannot access the quotation section of Lloyds before going ahead with the application.

jonesMUFCforever

Lloyds do not offer 4.9% to anybody as far as I know.

GingerFurball_2

CRISPIANNE3 wrote: »

Thats it I do not know as I cannot access the quotation section of Lloyds before going ahead with the application.

I would suggest that getting 4.9% from Lloyds is extremely unlikely.

rs65

jonesMUFCforever wrote: »

Lloyds do not offer 4.9% to anybody as far as I know.

Yes they do.

4.9% APR - Online Exclusive Loan.

There were error messages described by the OP on Friday - resolved by phone on the number it gives you to call.

CRISPIANNE3

Just tried online today and now showing me some quotes. It appears the best rate I can get is 6.2%. However have got the rate down to 4.9% for 48 months.


Your Online Exclusive Loan selection
Amount of loan Your rate Monthly payments Total loan amount payable
£16,000.00 4.9% APR
38 payments of £454.97

£17,288.86

£16,000.00 4.9% APR
44 payments of £397.57

£17,493.08

16000.000 5% APR
50 payments of £354.67

£17,733.50

£16,000.00 5% APR
56 payments of £320.45

£17,945.20

£16,000.00 6% APR
62 payments of £299.91

£18,594.42