We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Lloyds bank loan

CRISPIANNE3
CRISPIANNE3 Posts: 1,476 Forumite
Part of the Furniture 1,000 Posts Photogenic Name Dropper
I have been trying unsuccessfully today to try and get a quote for a personal loan via internet banking today. I click on the loan button and get a number appear and says there is a technical problem.

I phoned Lloyds and said no marker had been placed on the account and could not understand the reason why.

I was just wandering if any one else had experienced any issues today..

Also I did a soft search with Nationwide and a pre check quoted me 4.9%. Based on that I assume my credit file must be ok.

Any help appreciated.

Thanks

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I click on the loan button and get a number appear and says there is a technical problem.

    System error or maintenance.

    Try again tomorrow.
  • MoneySaverLog
    MoneySaverLog Posts: 3,232 Forumite
    Also I did a soft search with Nationwide and a pre check quoted me 4.9%. Based on that I assume my credit file must be ok.

    Do you get a better rate at Lloyds than 4.9%, if not why would you not go to Nationwide instead?
  • CRISPIANNE3
    CRISPIANNE3 Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Do you get a better rate at Lloyds than 4.9%, if not why would you not go to Nationwide instead?

    Thats it I do not know as I cannot access the quotation section of Lloyds before going ahead with the application.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Lloyds do not offer 4.9% to anybody as far as I know.
  • Thats it I do not know as I cannot access the quotation section of Lloyds before going ahead with the application.

    I would suggest that getting 4.9% from Lloyds is extremely unlikely.
    DEBT FREE!

    Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
    Debt free by Xmas 2015: £1250/£1250 (100.00%)
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Lloyds do not offer 4.9% to anybody as far as I know.

    Yes they do.

    4.9% APR - Online Exclusive Loan.

    There were error messages described by the OP on Friday - resolved by phone on the number it gives you to call.
  • CRISPIANNE3
    CRISPIANNE3 Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 24 March 2014 at 10:19PM
    Just tried online today and now showing me some quotes. It appears the best rate I can get is 6.2%. However have got the rate down to 4.9% for 48 months.


    Your Online Exclusive Loan selection
    Amount of loan Your rate Monthly payments Total loan amount payable
    £16,000.00 4.9% APR
    38 payments of £454.97

    £17,288.86

    £16,000.00 4.9% APR
    44 payments of £397.57

    £17,493.08

    16000.000 5% APR
    50 payments of £354.67

    £17,733.50

    £16,000.00 5% APR
    56 payments of £320.45

    £17,945.20

    £16,000.00 6% APR
    62 payments of £299.91

    £18,594.42
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.1K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.4K Work, Benefits & Business
  • 615.2K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.