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Lloyds bank loan
CRISPIANNE3
Posts: 1,476 Forumite
in Loans
I have been trying unsuccessfully today to try and get a quote for a personal loan via internet banking today. I click on the loan button and get a number appear and says there is a technical problem.
I phoned Lloyds and said no marker had been placed on the account and could not understand the reason why.
I was just wandering if any one else had experienced any issues today..
Also I did a soft search with Nationwide and a pre check quoted me 4.9%. Based on that I assume my credit file must be ok.
Any help appreciated.
Thanks
I phoned Lloyds and said no marker had been placed on the account and could not understand the reason why.
I was just wandering if any one else had experienced any issues today..
Also I did a soft search with Nationwide and a pre check quoted me 4.9%. Based on that I assume my credit file must be ok.
Any help appreciated.
Thanks
0
Comments
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I click on the loan button and get a number appear and says there is a technical problem.
System error or maintenance.
Try again tomorrow.0 -
CRISPIANNE3 wrote: »Also I did a soft search with Nationwide and a pre check quoted me 4.9%. Based on that I assume my credit file must be ok.
Do you get a better rate at Lloyds than 4.9%, if not why would you not go to Nationwide instead?0 -
MoneySaverLog wrote: »Do you get a better rate at Lloyds than 4.9%, if not why would you not go to Nationwide instead?
Thats it I do not know as I cannot access the quotation section of Lloyds before going ahead with the application.0 -
Lloyds do not offer 4.9% to anybody as far as I know.0
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CRISPIANNE3 wrote: »Thats it I do not know as I cannot access the quotation section of Lloyds before going ahead with the application.
I would suggest that getting 4.9% from Lloyds is extremely unlikely.DEBT FREE!
Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
Debt free by Xmas 2015: £1250/£1250 (100.00%)0 -
jonesMUFCforever wrote: »Lloyds do not offer 4.9% to anybody as far as I know.
Yes they do.
4.9% APR - Online Exclusive Loan.
There were error messages described by the OP on Friday - resolved by phone on the number it gives you to call.0 -
Just tried online today and now showing me some quotes. It appears the best rate I can get is 6.2%. However have got the rate down to 4.9% for 48 months.
Your Online Exclusive Loan selection
Amount of loan Your rate Monthly payments Total loan amount payable
£16,000.00 4.9% APR
38 payments of £454.97
£17,288.86
£16,000.00 4.9% APR
44 payments of £397.57
£17,493.08
16000.000 5% APR
50 payments of £354.67
£17,733.50
£16,000.00 5% APR
56 payments of £320.45
£17,945.20
£16,000.00 6% APR
62 payments of £299.91
£18,594.420
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