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Help?

Dazzab23
Dazzab23 Posts: 1 Newbie
in Debt-free wannabe
Hi guys/gals

I'm new to this forum but I am looking for some thoughts, advice?

I have a couple of defaults on my credit file which is affecting me getting credit. Now the question I have is these are around 31/2 years old. Would it be any benefit to me to pay these in full or agree a lower amount with the dca? Or would they just fall off my file at 6 years anyway? The reason I'm asking if it is still going to be 6 years for these to drop off whether I satisfy them or not? Thanks in advance

Comments

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It will look better if you settle them to be honest, because they will be marked as such.
    and yes, they will stay on your credit file for 6 years, settled or not.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
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