Usave

nikki11

Hi everyone, hope I'm in the right forum, just got a phone call from a company called Usave saying they can help me with any debt I have getting interest frozen,etc, has anyone had any dealings with them?

sourcrates

nikki11 wrote: »

Hi everyone, hope I'm in the right forum, just got a phone call from a company called Usave saying they can help me with any debt I have getting interest frozen,etc, has anyone had any dealings with them?

They are a fee paying debt management company, avoid at all costs.
this is from there website :
'Initial Fee' means Your first two monthly payments which are paid to Us as a set up fee and not paid to Your Creditors.
'Monthly Fee' means the Monthly Fee payable for our Services. This is 17.625% of Your Monthly Payment (apart from the first two payments which are the Initial Fee), subject to a minimum of £35 and a maximum of £100.


You can set up a FREE debt management plan yourself, or one of the free debt charity's can do it for you, don't ever pay anyone for a DMP !!!!!!


Please read other threads on this subject on this site .

chelle1981

Yes do not ever pay any fee to set up dmp- stepchange and payplan do it for free- I am with payplan and never had any issues with them but other ppl have different views and will say go with stepchange - either way u have made a big step and fond Ono a site- we are all friendly here and are happy to help and support as much as we can - good luck xx

rizla_king

If you want to get ripped off, and 'sold' the debt solution they reckon they can squeeze the most profits and fees out of you with, then by all means use them.

If you want to do what is best for you and not them, avoid at all costs.

nikki11

Thank you so much-this really is a great site to get help and advice! They are to ring again on Monday and I'll tell them where to go.. thought it was odd when he kept calling me sweetheart
:rotfl:

sourcrates

nikki11 wrote: »

Thank you so much-this really is a great site to get help and advice! They are to ring again on Monday and I'll tell them where to go.. thought it was odd when he kept calling me sweetheart
:rotfl:

Your welcome, I think they are all having a sales push at the moment, I had a call from Harrington Brookes, another fee paying DMC, the other day, saying because id been refused credit my details had been passed to them, I`ve been on an IVA for the last 6 yrs and haven't had any credit, I don't know where they get peoples details from, needless to say they got a firm NO from me lol !!