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shoebp12
Posts: 89 Forumite
hi guys i was thinking selling hot food mostly pies at a stall. i have a health and safety cert. im new to this but why do i need is it public liability insurance also whats a rough cost. i might just see how it goes so i myt end up just doing it 3-4 times, is their like a pay as you go insurance how does it work thanks
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To trade legally, you must have the public liability insurance from the very start. If you don't, and someone gets food poisoning or has an accident at your pitch for example, they can sue you, and the worst case scenario is that you could lose your house/assets. I don't honestly know if you can get it on pay as you go basis. Your best bet is to go to the federation of small businesses website where you can obtain accurate information about all these things. You also need to contact HMRC and tell them of your intentions to trade.
A dream doesn't become reality through magic; it takes sweat, determination and hard work0
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