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Mortgage application in, opening joint bank account?
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joolesw1972
Posts: 632 Forumite
We are applying for a mortgage in joint names and want to open a joint account for mortgage, bills etc something we've been meaning to do for about 4 years!
If we do it now will it affect our mortgage application because of the credit search & are we better waiting until the mortgage is (hopefully!) approved?
If we do it now will it affect our mortgage application because of the credit search & are we better waiting until the mortgage is (hopefully!) approved?
"Normal is not something to aspire to - it is something to get away from" - Jodie Foster
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Comments
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No applications for new credit until after the mortgage completes.
It may make absolutely no difference, but do the above if you want to be 100% sure.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
kingstreet, you've confirmed what I suspected, we will wait until we've got the mortgage, thank you"Normal is not something to aspire to - it is something to get away from" - Jodie Foster0
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No, not until you've got the mortgage.
Until the house purchase and mortgage are completed, as in you have the keys in your hand!I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Ah ok, will wait til we have the keys
"Normal is not something to aspire to - it is something to get away from" - Jodie Foster0
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