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court summons
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The problem you have is that the debt is in your name so it is your debt.
What does your relative have to say in all this.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
So really I have no option but to go to the police and tell them who it was? Really don't want to go down this road
What you should have done was inform the lender of the suspected fraud as soon as you were aware of it.
It's a bit late to have waited until they sold the debt on and those debt collectors have now summonsed you. You now either need to pay up, agree to pay up or defend the claim against you, in whole or in part, as described on the summons.
Or you could just ignore the summons too. :cool:0 -
Just seems a small amount to be taken to court for, was it a creditcard, loan, catalogue debt ? they usually just pass them around DCA`s if no payment, to take to court suggests maybe a council tax debt ???I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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Hi guys thanks for all the advice. I have not informed the relative yet about the summons. Yes it is genuine and from my local sheriff court. The debt is from arrow global acting on behalf of shop direct.0
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So really I have no option but to go to the police and tell them who it was? Really don't want to go down this road
Then you need to pay the debt. You don't get to shield them from the consequences, and not take them on yourself either.
Of course, if they pay it back for you, including costs, then all will be well.0
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