Probably not possible but....

whitesatin

just wondered if anyone thinks there is any chance that the Prudential will allow me to take a full and final settlement of my AVCs even though I have been in receipt of them for two and a half years.

I paid into AVCs when I was teaching but not for very long. When I retired I got a lump sum of around £1200 from them but had to take a little pension (£100 per year approximately) when I would rather have taken the full amount. I just wondered if they would consider just paying me some more money instead of the monthly amount of around £7. It would make sense to me and save them money in the years to come.

My mum lived till she was 95 and I am ever hopeful that I might too, lol.

mania112

you have bought an annuity, so your pension has no overall value.

You have bought £7 per month - there's no lump sums to pay to you, unfortunately.

kidmugsy

If you find the money trivial just contribute it to a new pension and then withdraw it when it's mounted up to something dizzying.