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I would not take the teachers pension at 55 if it will be reduced. It is reduced by 5% a year, so that would be reduced by 25-50%. So i;d wait for that one with no reduction.
No, you dont have to use the 15K to buy an annuity, I'd wait til 2015 and take out the rest over time then.
Thanks for the reply£100 to £10k in 2010 using the magic of internet poker (Don't play poker unless you know what you are doing)
Lowest fig £25.00
Current Balance £7000
Fail0
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