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please help me with pension

I have schizophrenia and was medically retired two years ago I am 44 I have about £10000 in my pension at the moment I get £361 a year in one payment. Could you please tell me if I am able to take this as a cash lump sum I spoke to Sun life of Canada today and they said I wouldn't be able too. Can anyone please give me some advice

Comments

  • Annie1960
    Annie1960 Posts: 3,009 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    ginny1011 wrote: »
    I have schizophrenia and was medically retired two years ago I am 44 I have about £10000 in my pension at the moment I get £361 a year in one payment. Could you please tell me if I am able to take this as a cash lump sum I spoke to Sun life of Canada today and they said I wouldn't be able too. Can anyone please give me some advice

    What type of pension is it? Defined benefit, or defined contribution?

    If it is defined contribution, have you already purchased an annuity?

    These factors will affect what you can do with it.
  • I'm not sure I worked for Citibank and they paid into my pension. I have an annuity that was taken out two years ago. Thank u for replying
  • dunstonh
    dunstonh Posts: 120,213 Forumite
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    Canada life are an annuity provider. SO, if that is the case, their response is correct.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Oh ok thank you very much for replying
  • Actually my pension provider is Sun life financial of Canada is it the same company as Canada life ?
  • dunstonh
    dunstonh Posts: 120,213 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    No, its a different company.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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