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Mortgage with maintanance

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Hi,
I'm in the process of getting divorced and selling the family home. My question is, once its all done I'd like to buy a small house for myself and my son (I have sole custody due to issues with his father). Can I get a mortgage based partly on maintenance payments and can anyone recommend a lender?
DEBT: £500 credit card £800 Bank overdraft
£14 Weekly food budget



Comments

  • amnblog
    amnblog Posts: 12,730 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes you can use maintenance payments against your mortgage affordability with many lenders.

    No - we cannot recommend a lender on this forum.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ACG
    ACG Posts: 24,579 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Is the maintenance court ordered or through the CSA?
    How old is the child(ren)? How many years were you looking to do the mortgage over?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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