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Finally admitting the truth!!
wigglespig
Posts: 16 Forumite
I have today sat down and added up my debt!! i cannot beleive how much i owe.
It has been so easy to get credit cards and loans, and just recently i've found we have no money left each month. After sitting down this morning, i realise why.
ANyone have any advice or good tips to pay off the debt in the best way? should i go for a consolidation loan?
Thanks for your help.
:beer:
It has been so easy to get credit cards and loans, and just recently i've found we have no money left each month. After sitting down this morning, i realise why.
ANyone have any advice or good tips to pay off the debt in the best way? should i go for a consolidation loan?
Thanks for your help.
:beer:
Debt BCC £7257,POCC£2322, Next £769, Loan £6131
TCC £1680 Total £ 18159.00 :eek::eek::eek::eek::(:(:(:(
TCC £1680 Total £ 18159.00 :eek::eek::eek::eek::(:(:(:(
0
Comments
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wigglespig wrote: »should i go for a consolidation loan?
No, no, no and no.
Consolidation loans hardly ever solve problems, you want to get out of the cycle of debt, not make it worse.
Plus, if you have a lot of debt at the moment, it's unlikely you will be able to get one anyway, unless you earn a high salary.
Post an SOA (statement of affairs), using the link below, so people can advise.
http://www.stoozing.com/calculator/soa.php0 -
thanks 19lottie82, i have been reading some other posts on here and realise that a consolidation loan is defeating the object. thanks for link.Debt BCC £7257,POCC£2322, Next £769, Loan £6131
TCC £1680 Total £ 18159.00 :eek::eek::eek::eek::(:(:(:(0
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