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Let's try this again then shall we ?
Comments
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I find percentages helpful too.
Breaking down my goal into 1% chunks.
My goal for the house deposit this year is £2000 as I mentioned, my boyfriend is aiming for £500 this year (as he has other commitments this year like his college fees).
So rather than basing it on how much we've saved (I've got £470 whereas he's only got £50 saved so far - not bad considering we've only really been thinking about saving for the last month or so), I'm comparing it in percentages of overall goal. I'm at 23% and he's at just 10% (not that I like showing off to him
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Having someone to challenge also helps motivate me.
Why not try popping by some of the challenge threads such as 12k in 2014, £2014 in 2014 or the make £10 per day monthly challenges if you haven't already
Debts (as of 28/10/15)
Mum: Start £3426.00 Now £2655.00 22.5% Car (on finance): Start 13823.60 Now £8728.59 36.85%
Current Debt Free Day: 12/1/2019
Goals:
£2000 emergency fund £800/£2000 40%
£5000 House Deposit £62.09/£5000 1.24%
Car Finance Settlement Fee As of 28/10/15 £0.00/£7152.18 0%0 -
hey all sorry been up to my eyes in Cant be Ar$*D ...
have been plodding along as normal ... paying bills and trying to work out money, i have paid another wee bit to the visa debt and a wee bit more to the mortgage debt, but i have been spending excessively on the visa.
This month i am cutting my visa limit down to £500 as i currently am not in control of it, i will have to use the emergency savings to pay this months bill , and will slowly have to build that back up
ach well its a marathon and not a sprint0 -
Hi,
Long time lurker and had a diary before under another name, sadly someone in RL stalked me so time for a change.
Not going to share any basic info at this stage as I don't want this person finding me again, but I have no doubt that I will " leak" parts of myself through time.
This diary is aimed so far at getting rid of the 0% credit card I currently have, I don't think I will have got rid of it by the time the 0% runs out so will have to transfer again, I hope however to get it as low as possible
Wish me well on this challenge and join me if you fancy
Ramorth
Hahahah i found you...stalk, stalk, stalk................:p:rotfl: Only kidding. Good luck with your challenges i will join in:DBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0
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