We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

CL Finance / Lewis Debt Recovery

Hi, apologies if this is not the correct board to post this.

I paid off my DAS through Think Link nearly 3 years ago. Yesterday I got a letter from Lewis Debt recovery informing me that following an audit I have made an overpayment and I should contact them. To say i'm slightly suspicious is an understatement as i've never heard of this before. Am I just being paranoid and should I give them a call?

Thanks

Comments

  • FireWyrm
    FireWyrm Posts: 6,557 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hi, apologies if this is not the correct board to post this.

    I paid off my DAS through Think Link nearly 3 years ago. Yesterday I got a letter from Lewis Debt recovery informing me that following an audit I have made an overpayment and I should contact them. To say i'm slightly suspicious is an understatement as i've never heard of this before. Am I just being paranoid and should I give them a call?

    Thanks

    I suppose it's possible. Give them a call. Why are you afraid of them? Your business is concluded, you dont owe anyone anything and even if they did 'discover' something, you know exactly how to deal with it - a prove it letter, flat denial or ignoring them.

    On the other hand, they might owe you money and wouldnt it just irk you to know that they had a penny more of your money than they are entitled to?
    Debt Free! Long road, but we did it
    Meet my best friend : YNAB (you need a budget)
    My other best friend is a filofax.
    Do or do not, there is no try....Yoda.

    [/COLOR]
  • Thanks for the reply. I will give them a ring tomorrow. I just thought it strange them contacting me 3 years down the line about an overpayment - in my favour?????? You read about underhand tactics of these companies all the time on here and it just made me wonder. And yes it would irk me just a little to find out they had money of mine they weren't entitled to
  • coolcait
    coolcait Posts: 4,803 Forumite
    Part of the Furniture Combo Breaker Rampant Recycler
    Or you could contact your former DAS Payments Distributor about it.

    As they made the payment to the creditor, any refund should come to them, to then be passed back to you...

    I'm not sure if they'd still act for you after three years, but it might be worth a try. If they're OK about contacting the creditor, it means that you don't have to ;)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.