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Blackberry's Slog to Solvency
blackberrycurved_2
Posts: 251 Forumite
I've decided to start this diary afresh in 2014.
I don't care that it's 11pm on the 13th March. It takes me that long to get over Christmas, New Year, Valentines Day, My Birthday and My Fellah's Birthday. Nothing to detract me now until the fantastic summer sun that I am expecting.
Head down belt in and we're off.
Current debts are big - so moving on - I gotta be creative
Here Goes.
Step 1 Sign up to DF by Dec 2014 lovely people did that in January.
Step 2 Every weekday starting 17th March take £2 that I could buy for a coffee with =£10 per week to pay off my loan.
Step 3 Creatively make £20 extra every week.
Step 4 Record progress here every Friday Evening and on DF Thread.
I don't care that it's 11pm on the 13th March. It takes me that long to get over Christmas, New Year, Valentines Day, My Birthday and My Fellah's Birthday. Nothing to detract me now until the fantastic summer sun that I am expecting.
Head down belt in and we're off.
Current debts are big - so moving on - I gotta be creative
Here Goes.
Step 1 Sign up to DF by Dec 2014 lovely people did that in January.
Step 2 Every weekday starting 17th March take £2 that I could buy for a coffee with =£10 per week to pay off my loan.
Step 3 Creatively make £20 extra every week.
Step 4 Record progress here every Friday Evening and on DF Thread.
Debt Free by 2016
NUMBER 46 £2613/£7324
CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
Mortgage £11,000 :j
NUMBER 46 £2613/£7324
CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
Mortgage £11,000 :j
0
Comments
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Happy shiny new diary
Keep posting!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.0 -
Seems like you have a plan. You might also want to join some of us on the goals for 2014 thread. I know it's made me more accountable.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.0
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Paid £101 off
1. £10 no coffee challenge
2. £16 teaching English
3 Saved £75 by not buying any food for two weeks. I bought some fruit and veg but nothing else, the cupboards are now bare.Debt Free by 2016
NUMBER 46 £2613/£7324
CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
Mortgage £11,000 :j0 -
Not done anything for a while sometimes all this scrimping and saving can wreck your head so time out but It's coming down mostly by minimum payments and throwing pennies at it. So £531 off total Now to start again and motivate myselfDebt Free by 2016
NUMBER 46 £2613/£7324
CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
Mortgage £11,000 :j0 -
new total in signatureDebt Free by 2016
NUMBER 46 £2613/£7324
CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
Mortgage £11,000 :j0 -
Okay so I started again Jan 2015
So far I have sold a book £3.80
Sold another book £5
banked a cheque I thought I'd lost
Banked a load of change saved in my big pot total so far £163.38Debt Free by 2016
NUMBER 46 £2613/£7324
CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
Mortgage £11,000 :j0
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