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Transcript of home report?

Hello,

Natwest have said we have passed the credit stage on our mortgage application but now they've asked for proof of our deposit (which is fine) but also there getting the transcript of our home report ? We're in Scotland so don't need a survey! What does this mean?

MA says we might not get official offer until end of next week , that's 3 weeks after our mortgage application and 3 weeks before our move in date! My solicitor is asking daily where our offer is..

Any ideas what this transcript is and how long it takes?

Save 12k in 2013
#156
£0/£12,000
:beer:

Comments

  • amnblog
    amnblog Posts: 12,777 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The transcript is a copy of the Home Report supplied by the valuer.

    This is a paperwork exercise that happens much quicker that the valuation report process in England and Wales.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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