Link Financial Outsourcing

GazNicki

Hi all,

I have an old debt which resulted in a CCJ a few years ago, which I have been repaying at the rate which was set by the court - £10 per week.

Since the CCJ, the debt has been "sold" twice and now resides with a company called Link Financial Outsourcing.

A good while ago, I was greeted with a phonecall by a cocky Londoner asking me all manner of questions with no information from him. I managed to get him to confirm a few things before I progressed.

Anyhow, long story short they had "acquired" the debt and wanted me to change Bank Details so that payments went direct to them and not via the previous company. While doing this he also tried to get me to up the repayment amounts. When I explained that this was a CCJ and that if he wants to review the payment amounts he would have to apply to the courts for an increase - he sounded baffled that it was in fact a CCJ.

Fast forward to today and I am in reciept of my second letter from Link Financial Outsourcing claiming I am in arrears with the account.

Is this a bullying tactic from Link Financial Outsourcing? I know I am not in arrears on the account as the payments go out every week.

Any advice appreciated.

fatbelly

Quite often they don't get told that there is a ccj on the debt when they buy it.

So it's best not to tell them.

If Link own the debt, why are you paying someone else? Are they passing the payments on?

GazNicki

Originally Link didn't own the debt, they are the third company now to own the debt. So when they bought the debt I was paying to the company that previously owned it, so they phoned to get me to change accounts (which I did).